=SUBSTITUTE(SUBSTITUTE(IF(A1>-0.5%,,"负")&TEXT(INT(ABS(A1)+0.5%),"[dbnum2]G/通用格式元;;")&TEXT(RIGHT(FIXED(A1),2),"[dbnum2]0角0分;;"&IF(ABS(A1)>1%,"整",)),"零角",IF(ABS(A1)<1,,"零")),"零分","整")